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How to Find a Lost Life Insurance Policy

Lost track of a policy — your own or a loved one's? There are a few reliable ways to track it down.

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Steps

  1. Search personal records, email, and bank statements for premium payments.
  2. Contact the carrier directly if you know who issued the policy.
  3. Use your state insurance department's policy locator service.
  4. Check the NAIC Life Insurance Policy Locator.
  5. A licensed agent can help you interpret what you find and what to do next.

Need help with this? Speak with a licensed agent for a free, no-obligation review of your life insurance policy.

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A licensed agent can walk you through every step at no cost. Eterna is independent, so the guidance is about what's best for you.