How to check
- Add up what you'd want covered: income replacement, mortgage, debts, and final expenses.
- Subtract savings and any existing coverage to find the gap.
- Factor in changes since you bought the policy — kids, a home, a business.
- Check whether your beneficiaries and coverage amounts are still current.
- Get an independent second opinion before making any changes.
Need help with this? Speak with a licensed agent for a free, no-obligation review of your life insurance policy.
A licensed agent can walk you through every step at no cost. Eterna is independent, so the guidance is about what's best for you.